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Free beta

Your money, finally
making sense.

AI My Wallet tracks your spending, optimizes your budgets, helps you hit savings goals, and reminds you before every bill is due — so your money works harder without you thinking harder.

Try it freeSee how it works
EXAMPLE CONVERSATION
I spent $847 on dining out last month. That feels high. How can I cut it down without feeling like I'm missing out?
Your dining spend analysis for last month:
Average for your income bracket: $520/mo
You're spending 63% above average. Here's the breakdown:
Delivery apps: $412 (49%)
Fees and tips add ~35% to each order. Switching to pickup saves $144/mo.
Weekend dinners: $298 (35%)
Averaging $74/dinner. Happy hour or BYOB spots cut this by 40%.
Weekday lunches: $137 (16%)
Meal-prepping 3 days/week saves ~$85/mo without giving up Fri treats.

Four AI finance superpowers.

Each one replaces hours of spreadsheet wrangling, missed payments, and guesswork budgets.

📊
01

Spending tracker

AI categorizes every transaction and spots patterns you'd never catch — like that $47/month you're spending on apps you forgot you subscribed to.

🎯
02

Budget optimizer

Dynamic budgets that adjust based on your actual habits, not rigid rules. AI shifts money between categories so you stay on track without feeling restricted.

🐷
03

Savings autopilot

Set goals and AI finds ways to save without lifestyle changes — rounding up purchases, shifting idle funds, and catching fees you shouldn't be paying.

🔔
04

Bill guardian

Never miss a payment again. Get alerts before due dates, catch duplicate charges, and let AI find better rates on insurance, subscriptions, and utilities.

How it works

1

Connect or describe your finances

Link your accounts for automatic tracking, or simply tell AI about your income, bills, and spending habits. Either way works.

2

AI analyzes your patterns

Your AI finance assistant reviews your transactions, identifies trends, flags unusual charges, and maps out where every dollar is going.

3

Get personalized insights

Receive clear, actionable recommendations tailored to your goals — whether that's paying off debt, building an emergency fund, or saving for a trip.

4

Watch your savings grow

Track your progress in real time. AI adjusts your plan as your income and spending change, keeping you on course month after month.

What people use it for

Any money question where you'd normally stare at a spreadsheet for an hour.

Monthly budgetingBill managementSavings goalsSubscription auditDining spendTravel budgetsEmergency fundDebt payoffInvestment trackingTax prepRetirement planningSide income

Free while we beta test

AI My Wallet is part of the AI My suite. One account, all tools — free while we beta test.

FINANCIAL ANALYSIS
Free

every analysis, free during the beta

BILL ALERTS
Free

every bill alert, free during the beta

SPENDING HISTORY
Free

view & search forever

We're testing AI My Wallet — the first 10 members get free access. All we ask is your honest feedback on how to make it better. No card needed — every analysis, alert, and search is included.

Take control of your money today.

Free for our first 10 beta members. No credit card required.

Start managing smarter